AITA for sarcastically refusing money to a classmate who ignored me for four years?

So I (23M) have this classmate (22F) who’s been in basically all my classes for four years. In four years, she has genuinely never spoken to me — well, okay, there was this one time like a year before all this where we had the most forgettable small talk ever. Barely even counts.

So you can imagine how weird it was when she randomly DMed me out of nowhere in a panic asking for cash.

Around the same time I found out through a friend that she was apparently hitting up a bunch of other classmates too — and the wild part? She was giving everyone a totally different emergency story.

She also asked me in the same message if I knew any good loan apps she could use. She also asked if I knew any good loan apps she could use. I just told her I didn’t know and left it at that.

Here is the exact text exchange:

15/11/2025

17:27 – Classmate: [My Name], [Classmate] this side

17:27 – Classmate: I need your help

17:38 – Missed Voice Call (I purposefully didn’t pick it up as talking would have made the situation even worse.)

18:04 – Classmate: Hello?? Are you there??

18:07 – Me: What happened?

18:08 – Classmate: Im stuck up with some fake loan app fraud and they are blackmailing me now with some edited pictures

Can you please lend me 1k/2k [local currency, enough to buy 28-57 Traditional Kitkat Bars] ill pay you back on time I swear on my parents

18:09 – Me: I’m sorry to hear that. But my parents stopped lending me money after they got to know I have 20 backlogs.

18:09 – Classmate: I just need to get out of this shit

18:10 – Classmate: Can you tell me some loan apps which will give me loan i already 2 loans to repay

18:11 – Me: I suggest you go to the police station. Blackmails don’t end well.

18:12 – Classmate: But tonight I need to pay back or else something might happen

18:13 – Me: Then you better hurry to the police station.

(One month later. When she messaged me this second time, I was already having a lot of trouble trying to get 8k [local currency] back from the exact same friend who had warned me about her other chat requests.)

13/12/2025

13:55 – Classmate: Can you lend me 300 [local currency] ??

14:18 – Me: I don’t know. Can I? 🫩

14:19 – Classmate: I’ll be grateful if you will help me

14:20 – Me: And I will regret it if I did.

14:20 – Classmate: I’ll pay you back soon within 2 days itself but rn I really need help

14:22 – Me: That’s what they all say before they blocked me right after. This isn’t my first Rodeo. I’m in no stage of lending money at this moment.

14:23 – Classmate: Ik but you can trust me ill pay you back

14:24 – Me: I already told you I don’t have it at the moment.

14:25 – Classmate: Okay

She never messaged me again after that. I don’t really feel bad about not lending her anything — I genuinely didn’t have it to give. But I do keep thinking about how I got a little sassy when she asked a second time. That part’s been bugging me. AITA?